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Credit agricole service de banque en. The cardholder may not discover fraudulent use until receiving a billing statement, which may be delivered infrequently. A simple example is that of a store clerk copying sales receipts for later use. An advanced example would be when a card scammer purchases from a certain store with the stolen numbers and hacks into the system, taking that money back into their possession. Stolen cards can be reported quickly by cardholders, but a compromised account can be hoarded by a thief for weeks or months before any fraudulent use, making it difficult to identify the source of the compromise. The rapid growth of credit card use on the Internet has made database security lapses particularly costly; in some cases, millions of accounts have been compromised.

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. The compromise can occur by many common routes and can usually be conducted without tipping off the cardholder, the merchant, or the issuer at least until the account is ultimately used for fraud.

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