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Since the information in your report can change over time, your FICO Score may also change. A lower FICO Score indicates to lenders that you may be a higher credit risk.

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. The other FICO Scores made available are calculated from versions of the base and industry-specific FICO Score models. So your FICO Score can vary if the information they have on file for you is different. Your FICO Score is based on the information in your credit report at the time it is requested. Free experian credit report.

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. Higher scores represent a greater likelihood that you'll pay back your debts so you are viewed as being a lower credit risk to lenders.



Your credit report information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies.

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. FICO Scores are developed by Fair Isaac Corporation. Just remember that your credit rating is often the same even if the number is not. There are three different major credit reporting agencies - the Experian credit bureau, TransUnion and Equifax - that maintain a record of your credit history known as your credit report. Simulation emprunt pret immobilier anne masse