Journal of Money, Credit and Banking: Early View. Journal of money credit and banking. They should be numbered consecutively. Authors should also submit an ASCII text file of their data.Literature CitedAll works cited should be listed separately by author in a double-spaced list at the end of the manuscript. Our higher costs, however, require higher submission fees. Gather general footnotes to tables as "Note:" or "Notes:", and use a, b, c, etc., for specific footnotes.